The real question is: Why don't we do the things we know we should?
You know the answer...
Sunday, January 4, 2009
You know the answer
If you're like me, there are probably one or two things that you could do to absolutely explode your business or advance yourself in your company like never before. Just think, that one thing. If you mastered it everything else would be easy as pie. Think of the glory you'd have. Think of all the people you could help. Think of all money you would make. Just think of how happy and how proud your family would be of you. Above all of that, just think of how great you would feel for actually accomplishing all that you have set out to do. Gosh, wouldn't that feel so great! Just imagine, to be able to be the provider....just... to be the one who did it .
Friday, January 2, 2009
save a little doe
Everybody raise their hand that likes to pay your auto insurance premiums each month? OK now raise 'em up high if you know are getting the best rates on your insurance.
The auto insurance industry has sure changed a lot in the last 20 years. It use to be that one person would write your policy, take your premiums, and handle your claim if you had one. Nowadays its paying online, calling the customer service department in some foreign country, taking your vehicle to a "authorised dealer" for claims and adjusting. If you ask me, today auto insurance indusrty is no longer personal it's about getting the best possible coverage for the least amount of premium. Period.
I'm sure you know that rates can differ greatly from insurance company to insurance company? Ever ask yourself why? Each insurance company has what is called their "Sweet Spot". Before I get into that you need to understand what insurance companies look at to figure your rate. Besides the type of car and where you live, and of course the amount of coverage, the companies mostly look at your driver record(obviously) and your credit score(not so obvious). Here's the catcher though...some companies want drivers with good driving records and good credit scores, and give those customers better rates then maybe someone else with a ticket or two. However another company could give the driver with the ticket (or two) a better rate than the driver with the perfect record! Well how do you tell if you're getting the best rate? Get a quote from all the different insurance companies. I know it's tedious, who has the time to keep getting auto quotes? Right? Well I found this out and am now saving $624/year! What if though, instead of contacting each company individually, you could compare lots of different companies at once. I know a way for you to do just that. This is a complementary(free) service provided by one of the webs largest auto insurers. The average family saves $450/yr. If you would like to find out if you can save big money on your auto & home owners insurance I'll give you the link and PIN to access the site(or the phone number if you're old fashion still like me and like to talk to a live person.) Even if you don't save any money, at least you'll have the piece of mind your're not overspending for your insurance.
***DISCLAIMER- This is not advice on the type/amount of insurance your should purchase nor a guarantee that you will save any money. I just refer people and hope, that like me, they can save a little money in today's crazy world.
The auto insurance industry has sure changed a lot in the last 20 years. It use to be that one person would write your policy, take your premiums, and handle your claim if you had one. Nowadays its paying online, calling the customer service department in some foreign country, taking your vehicle to a "authorised dealer" for claims and adjusting. If you ask me, today auto insurance indusrty is no longer personal it's about getting the best possible coverage for the least amount of premium. Period.
I'm sure you know that rates can differ greatly from insurance company to insurance company? Ever ask yourself why? Each insurance company has what is called their "Sweet Spot". Before I get into that you need to understand what insurance companies look at to figure your rate. Besides the type of car and where you live, and of course the amount of coverage, the companies mostly look at your driver record(obviously) and your credit score(not so obvious). Here's the catcher though...some companies want drivers with good driving records and good credit scores, and give those customers better rates then maybe someone else with a ticket or two. However another company could give the driver with the ticket (or two) a better rate than the driver with the perfect record! Well how do you tell if you're getting the best rate? Get a quote from all the different insurance companies. I know it's tedious, who has the time to keep getting auto quotes? Right? Well I found this out and am now saving $624/year! What if though, instead of contacting each company individually, you could compare lots of different companies at once. I know a way for you to do just that. This is a complementary(free) service provided by one of the webs largest auto insurers. The average family saves $450/yr. If you would like to find out if you can save big money on your auto & home owners insurance I'll give you the link and PIN to access the site(or the phone number if you're old fashion still like me and like to talk to a live person.) Even if you don't save any money, at least you'll have the piece of mind your're not overspending for your insurance.
***DISCLAIMER- This is not advice on the type/amount of insurance your should purchase nor a guarantee that you will save any money. I just refer people and hope, that like me, they can save a little money in today's crazy world.
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